Future Focused Financial are an appointed representative of Primis Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

We are committed to providing a professional service to all our customers.

If you are unhappy then we ant to hear about it so we try to put things right. With this in mind, we have the following complaints procedure in place.

You can make a complaint by any reasonable means including telephone , email, letter or email.

Our contact information:

Future Focused Financial Ltd

Write to – Debbie Doherty/Michelle Willoughby

                   Wellington Park Business Centre

                    3 Wellington Place

                    BT9 6DJ

Telephone- Debbie Doherty 07967368470

                      Michelle Willoughby 07840454703

Email-info@futurefocusedfinancial.co.uk

If you prefer you can also refer your complaint to PRIMIS directly using the following contact details:

Write to- PRIMIS Mortgage Network, Customer Resolution Team, Ground Floor, Birmingham Business Park, B37 7YT

Telephone -0121 767 1139

Email- complaints.solihull@primis.co.uk

How we handle you Complaints

Simplified Complaints

We will use this process if :

-Your complaint is about a simple matter, that we can look into and solve quickly and easily; and

-you direct it to us Future Focused Financial) in the first instance.

We will investigate your complaint and aim to resolve it within three working days following the date of receipt. If you are happy to accept our proposed solution, we will send you written confirmation of our investigation.

If you cannot confirm acceptance by the ned of the third working day(for example-because you are not happy with our proposed response or if you are not available to discuss it with us) then the case will be referred to PRIMIS Mortgage Network. It will then be handled in line with the Formal Complaint Process outlined below.

If your complaint is more Complex or is likely to be resolved quickly  then we will usually refer it to PRIMIS straight away.

The Formal Complaints Process swill be used where:

-we cant resolve you complaint to your satisfaction within 3 working days: or

-your complaint is likely to involve more complex assessment or investigations;- or

-you send your complaint directly to PRIMIS Mortgage Network rather than to us in the first instance;- or

-you ask us to deal with your complaint in this way rather than the simplified process.

Upon receipt Primis will acknowledge your complaint promptly and will investigate it fairly and impartially. They will write to you within 8 weeks to confirm the outcome of the investigation.

In the unlikely event that their investigation is not complete within eight weeks of receipt of your complaint, they will write to you to explain why and let you know when you can expect to hear from them.

They will also provide details of how to contact the Financial Ombudsman Service if you are nor satisfied with progress.

The Financial Ombudsman Service

If, following PRIMIS investigation you are still not happy with the outcome you have a statutory right to refer your complaint to the Financial Ombudsman Service

It is a service free of charge to consumers and you may refer the matter to the Financial Ombudsman Service (FOS) within six months from the date that you received a final response to your complaint .

You can contact the service using the following details:

Telephone 0800 023 4567

Email; complaint.info@financial-ombudsman.org.uk

You can also visit their website and refer complaints to them online by visiting.

https://www.financial-ombudsman.org.uk/

Let us know if you need any extra help or support.

We are committed to providing a complaints service that is accessible to all our customers.

If you will have difficulties with any elements of the process that is outlines above, or if there are circumstances that might mean we need to change the way in which we handle your complaint then please let us know when you tell us about you complaint.